Key Concerns

Retired persons fitness check

Name*

Title
Initials
Surname

How would you like us to contact you?*

Email
Postal Address
Telephone

Are you an existing client of St. James's Place?*

Yes
No

Your financial planning*

I have always planned ahead
I have never planned ahead
I seem to have managed with a little bit of either

Cash Reserve*

I maintain a cash reserve
I have all of my money in the bank/building society
I keep my cash under my bed
I do not keep any funds readily available

Income*

I have a fixed pension that is index linked in addition to my state pension
I only have the state basic pension

Investments*

I have moved all that I have been able to into tax efficient areas
What do you mean by tax efficient?

Capital Growth*

I do it all myself
I use professional fund managers
I combine both the above
I do what the bank tells me to do
I am unhappy with the returns on my capital

Overall financial position*

I am living the retirement I always dreamed of
It may not be much but there is a surplus
It is very hard to keep everything going

Inheritance Tax Planning*

What is that?
I have taken professional advice and all is well
I have concerns
My assets are less than the current nil rate band

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